Financial Wellbeing that Works

For People, Workplaces & Life

 
 
 
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Financial Wellbeing Services

 
 
 

Workplace financial wellbeing

Tailored programs that reduce employee stress, increase engagement, and create a culture of confidence.

Explore the financial resilience program

Support for individuals

Online tools, coaching and home loan advice designed to help real people thrive financially.

Browse courses & mortgage broking

 

We are Australia’s leading experts in financial wellbeing

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What is financial wellbeing?

It’s feeling empowered to make informed choices when it comes to money. It’s the ability to cover current and future financial obligations whilst having money left over to make choices to enjoy life.

We’re able to uplift financial wellbeing by improving financial capability and resilience.

 
 
 

The Money Collective 12 step framework

Financial wellbeing is more than financial literacy and a new budget. It involves understanding the psychology behind our behaviours to create change. It’s more than just building wealth, it’s about building a life you love! Every workshop, course, and coaching session is underpinned by our 12-step Financial Wellbeing Framework

The framework has been developed from our extensive experience working one-on-one with thousands of clients and backed by informed global financial wellbeing research.

This approach is practical, flexible, and proven to uplift financial wellbeing over time.

 
 
 
 

Our impact statement

To uplift the financial wellbeing of over 10,000 people in 2025

 

Tracker: 3817

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Stay connected

Tune in to our podcast
Mel and Darlene discuss everything money, relationships, and financial wellbeing. Season 3 available now! Listen on Spotify or Apple Podcasts, or watch on YouTube.

 
 

Enquire today
Make an enquiry today about our services and we’ll be in touch with you!

 

Awards and recognition

 

What our clients are saying

 
 
The whole Money Collective crew were awesome to deal with. Very knowledgeable. Mel and Darlene ran a workshop at our sales conference, and both were professional and really “humanized” all things money. The organization has been wonderful to deal with and the follow up 1:1’s and money course provided valuable and practical tips.
— Jessica, 2024
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